Worldwide Travel Insurance

The world is your oyster and if you are lucky enough to travelling far and wide from Paris to the Bahamas or maybe Las Vegas to New York, don’t leave home without your travel insurance. Worldwide travel insurance could protect you against the unexpected for costs such as emergency medical treatment, flight delays or even losing your baggage, wherever on your bucket list you might be.

What does worldwide travel insurance cover?

No matter where you are travelling to on your trip, you need to make sure you are covered before you travel. At Vibe Insurance, we’ll cover you for:

• Medical expenses should you become ill or injure yourself on your trip
• Lost or stolen luggage
• Cancellation or curtailment of your trip, should you need to claim back any money for accommodation, transport or cutting short your trip
• Accident, liability and legal cover as every country in the world has different laws

Which countries will I be covered for under worldwide insurance?

Worldwide travel insurance provides cover for almost everywhere in the world including:

• Europe
• North & South America
• Australia
• New Zealand
• Asia
• Africa

Our policies will not cover anyone travelling to a country, region or area where the Foreign, Commonwealth and Development Office (FCDO) have advised against "all travel" or "all but essential travel". If you continue to travel, your policy will be void and any claims may be declined. For travel information on your destination, please check Foreign travel advice - GOV.UK

What policy is right for me?

Here are some tips to help you with finding the right cover through Vibe Insurance:

If you’re travelling more than once in a year it’s wise to compare the prices of a single trip with an annual multi-trip policy, it may very well be cheaper to take out the annual policy then you’re covered for a year for all your trips.

• Make sure your cancellation cover is high enough to cover the cost of our holiday. If your flights and hotel come to £2,500, you need cancellation cover for at least £2,500, remember it’s per person, so if you’re travelling as a couple and spending £2,500 on your holiday, you can split that between you when it comes to cancellation cover.
• Vibe Insurance offer different levels of cover depending on your needs, higher cover levels give you more protection. It may well be worth you taking out the next level of cover, which could cost as little as a few pounds, to give you thousands of pounds more cover should something unforeseen happen. The higher the cover level, the lower the excess too!

Can I purchase any additional optional extras on my policy?

Think about any cover options or optional extras you may want to select depending on the reasons for your trip. Vibe Insurance make it easy to select these options before purchasing the policy:

• Cruise cover will provide extra cover for missed ports, cabin confinement or missed excursions up to £1,000.
• Sports & Activities cover will increase the number of activities you can do that are not included as standard on your policy.
• Excess waiver cover will remove the excess amount should you need to make a claim.

Always declare any medical conditions you have, you will be asked about these before we give you the quote for your policy.