Vibe Travel Insurance

Do you have a medical condition?

If you have any medical conditions at all, such as asthma, high blood pressure, depression or diabetes you must declare them to make sure your cover is valid.

Medical conditions information

Medical Conditions Quote

Will my policy cover sports & activities whilst on my holiday?

Vibe Insurance will cover a number of different sports and activities as standard within our policies on your holiday, however there will be some that require an additional premium to be paid. Below are a list of activities that are covered or require an additional premium to be paid.

Please check policy wording for more information.

The following activities are included as standard in our Essential, Standard and Premium policies.

If the sport or activity you wish to participate in is not listed then please contact our call centre on +44 (0) 1444 465554 or email customerservice@vibeinsurance.co.uk to enquire as to whether cover may be provided.

Activity Pack 1

Aerobics
Angling
Animal Sanctuary/Refuge Work (excluding big cat)
Athletics (track & field)
Badminton
Ballooning - Hot Air (as passenger only)
Banana Boating
Baseball
Basket Ride
Basketball
Beach Games
Billiards
Bird Watching
BMX (excluding freestyle, stunts, obstacles & racing)
Board Sailing
Body Boarding
Bowling
Bowls
Bungee Jumping (maximum of 2 jumps)
Camel/Elephant Riding
Camping
Canoeing/Kayaking/Rafting /Tubing (not white water) river only
Croquet
Curling
Cycling including e-cycles (excluding touring, BMX & mountain biking)
Dancing

Darts
Diving (indoor up to 5 metres)
Elephant/Camel Riding
Fell Walking
Fencing
Flag Football
Flying a kite
Football
Fresh Water/Sea Fishing (not Deep Sea Fishing)
Frisbee (not Ultimate Frisbee)
Glass Bottom Boats
Golf
Gymnastics (including cheerleading)
Handball
Helicopter (sightseeing as a passenger)
Highland games
Hiking/Trekking/Walking up to 3,000m excluding the use of ropes or guides
Horse Riding (no hunting, jumping or polo)
Ice Skating (ice rink only)
Indoor Climbing (on climbing wall)
Jogging
Keepfit
Korfball
Low Ropes
Marathons (Maximum of 2 and not extreme marathons)
Mountain Biking (not downhill or freeriding)

Netball
Orienteering
Outward-Bound Pursuits (ground level only)
Paddle Boarding
Parascending/Parasailing (over water) towed by boat
Petanque
Pigeon Racing
Pony Trekking
Pool
Quoits
Rackets
Racquet Ball
Rambling (up to 3,000m)
Ringos
River Walking
Roller Blading / Roller Skating
Rounders
Rowing (not ocean rowing)
Running Sprint/Long Distance (up to and including Marathon distance)
Safari (animal) but not an aerial safari
Sail Boarding
Scuba Diving to 30m if qualified and not diving alone, or down to 18 metres if not qualified and must be accompanied by a qualified instructor
Segway
Snooker

Snorkelling
Softball
Squash
Stoolball
Surfing
Swimming (not open water)
Swimming with Dolphins
Sydney Harbour Bridge
Table Tennis
Ten Pin Bowling
Tennis
Trampolining
Tree Top Canopy Walking
Tug of War
Volleyball
Wake Boarding
Water Polo
Water Skiing (no jumping)
Whale Watching
Windsurfing
Working (excluding manual labour but including bar & restaurant work, office & clerical work, music performance & singing and fruit picking (not involving the use of machinery))
Yoga
Zip Lining
Zorbing (including Hydro Zorbing)

The following activities are covered under our Essential, Standard and Premium policies. However, no cover is provided for personal accident* and personal liability+ if they are marked with an asterisk.

Section I (in policy wording) - Personal Accident - is excluded if marked with an asterisk*
Section J (in policy wording) - Personal Liability - is excluded if marked with an asterisk+

Archery+
Catamaran Sailing (in-shore)+
Clay Pigeon Shooting+
Cricket+
Jet Skiing+

Jet Boating/Power Boating (as a passenger, no racing)+
Model Flying+
Model Sports+

Motorcycling (EU ONLY - on road and provided you hold an appropriate UK licence for the capacity of the motorcycle you are riding)+*
Paintballing (including Airsoft)+

Rifle Range+
Sailing including dinghy’s (in-shore)+
Shooting+ (target range-not hunting)
Yachting (in-shore)+

Activity Pack 2 (includes Activity Pack 1) – Covered with an additional charge and only available to travellers aged 66 and under

Please note:
Section J (in policy wording) - Personal Liability - is excluded if marked with an asterisk+ in all the tables below

Abseiling
Aerial Safari (animal)
Breathing Observation Bubble (BOB)
Cross Country Running
Cycle Touring including e-cycles
Deep Sea Fishing (inside territorial waters)
Dragon Boating

Dry Slope Skiing/Snowboarding (including indoor artificial snow slopes)
Falconry
Fell Running
Fives
Go Karting (motorised)+
Gorge Walking

Gorilla Trekking
Hockey (not Ice Hockey)+
Hurling+
Lacrosse+
Octopush
Roller Hockey+
Shinty
Street Hockey+
Swim Trekking

Swimming Open Water (organised and subject to boat escort e.g. swim trek. No cover for across channel etc...)
Summer Tobogganing
Triathlon (not extreme)
Ultimate Frisbee
War Games+

Activity Pack 3 (includes Activity Pack 1 & 2) – Covered with an additional charge and only available to travellers aged 66 and under

Canoeing/Kayaking/Rafting/Tubing (white water), Grade 1 & 2, rivers only
Land Yachting/ (including Blow Carting & Kite Buggying)+
Sand Boarding
Sand Dune Surfing/Skiing+

Activity Pack 4 (includes Activity Pack 1, 2 & 3) – Covered with an additional charge and only available to travellers aged 66 and under

Black Water Rafting
Canyoning
Canoeing/Kayaking/Rafting/Tubing (white water), Grade 3 rivers only
Hiking/Trekking/Walking up Kilimanjaro or Inca Trail
Kite Boarding/Kite Surfing+
Mud Run and Obstacle course
Shark Cage Diving

Activity Pack 5 (Winter Sports) – Covered with an additional charge and only available to travellers aged 66 and under
Cover for the following activities only applies if you have paid the required extra premium and this is shown on your policy schedule.

Please note:
Section J (in policy wording) - Personal Liability - is excluded if marked with an asterisk+

Airboarding
Big Foot Skiing Langlauf
Blade Skating Ski Blading
Cross-Country Skiing
Husky Dog Sledding (as passenger, with experienced local driver)
Ice Go Karting+
Ice Windsurfing
Ski Boarding
Ski Randonee

Ski Run Walking
Ski Touring
Ski-Dooing (as driver + or passenger)
Skiing
Skiing (Alpine)
Skiing (Mono)
Skiing (Nordic)
Skiing (off-piste) except in areas considered to be unsafe by local resort management)

Skiing (Telemark)
Sledge/Sleigh Riding as a passenger (pulled by horse or reindeer)
Sledging/Tobogganing (on snow)
Snow Mobiling (as driver + or passenger)
Snow Parascending
Snow Shoe Walking Cat Skiing (with a guide)

Snow Surfing
Snow Tubing Glacier Skiing/Walking (up to 3,000m)
Snowboarding
Snowboarding (off-piste) except in areas considered to be unsafe by local resort management) Biathlon Kick Sledging

You can also check the full list of sports and activities that are covered and all the terms and conditions by visiting our policy information page, where you can find the full range of policy wordings for our essential, standard, premium levels of cover.

Choose from three levels of cover

Below is a summary of some of the cover that is included as standard in Vibe Travel Insurance policies. Terms, conditions, exclusions and sub-limits may apply. Please check our policy wording for full details. Other optional extras can be added as you go through the website, including Cruise, Winter Sports & Excess Waiver.

Included in this cover	Essential	Standard	Premium
Emergency Medical	£5,000,000	£10,000,000	£10,000,000
Cancelling your trip	£1,500	£3,000	£6,000
Curtailment (cutting your trip short)	£1,500	£3,000	£6,000
Baggage	£750	£1,500	£3,500
Personal Money	£750	£1,000	£1,500
Personal Accident	£10,000	£15,000	£20,000
Missed Departure	£750	£1,000	£1,500
Personal Liability	£1,500,000	£2,000,000	£2,000,000
Legal Expenses	£10,000	£15,000	£20,000
Passport (Including visas)	£400	£500	£600
Gadget cover	£1,000	£1,500	£2,000