Annual multi-trip Travel Insurance

If you fancy getting away for winter sun or ski-ing, a city break in the spring and then a lovely family holiday in the summer, an annual multi-trip policy may be the one for you. If you’re likely to travel twice or more in a 12 month period, it could be cheaper and easier for you to buy an annual policy. Vibe Insurance makes it simple to compare the cost of a single trip with that of an annual policy.

Handy tips and information when considering an annual policy:

• Make sure you start your cover as soon as you have a holiday booked to take advantage of immediate cancellation cover, should you have to cancel your trip before you go. You’ll miss out on this benefit if you choose the trip date as the start date.
• Try and think ahead when choosing destinations to be covered. If things change, you can always call us to make policy amends part way through your 12 months cover.
• Be sure to declare any medical conditions when you buy your insurance. At Vibe Insurance, we know circumstances can change in a year, so make sure you update us on any medical changes to avoid invalidating your policy.
• You must be under the age of 79 to be provided with a quote.
• We provide single trip policies to people of any age.
• The maximum length of any individual trip must be 31 days.

In some circumstances where medical conditions are complex or serious, we may decline to cover you for an annual policy or it may be too expensive for you.

If this happens, there are two options for you:

1. Try again but select a single trip policy there are some scenarios where we are happy to insure you for a one off trip rather than providing cover for 12 months.
2. Visit the Money helper service from the Money and Pensions service. They have a directory of specialist insurers who may be able to help you. They can also be contacted on 0800 1387777.

Please check policy wording for more information.